Can I voluntarily dismiss a Chapter 7 bankruptcy?

Can I voluntarily dismiss a Chapter 7 bankruptcy?

If I am in a Chapter 7 Bankruptcy, can I voluntarily dismiss it myself? I know you can dismiss a 13, but I’m not sure about a 7.

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Is there any Tennessee state law cocerning cash advance companies?
I have several of them out n heard that I might have more than the law allows for Tennessee.. I didnt know the law at the time but I have heard it.
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Easiest way to get auto loan for 18 yr old college student?
So i am 18 and i need to get a car. But i have no money and i am going to start working full time this summer in order to be able to buy one. I am trying to buy one cash priced between $1000-$2500 with the money from the loan and then pay it off during the summer when i will be working full time. Does anyone know where i should go to ask fo help? and what are the pros and cons of getting a loan? Can anyone loan me the money!? :) i am in the MD/DC area. Thank you!
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How can you register for a porn site if you are under 18 without your parents knowing?
So I’m only 17, but i want to register for this porn site online. It says i either need to use a credit card, or an online check. I can’t use my parents credit card because they would not let me use it, and i do not have my own credit card. How can you write an online check? Do you need a banking account? Would my parents find out? I really need to know, please help!!””
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How can a 17 year old get a 10 K auto loan?
I’m 17, I have no one that is old enough to sign for a loan. I make about 600 every month. I need a car desperately. I live in Louisiana. How do I get a $10,000 loan?””
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Apply for Credit Card — 17 Years Old?
Hello, I am am 17, and I would like to get a few credit cards. Not to buy things, but to grow my business. I do Search Engine Marketing, and I need all the money I can get to get my business going. I can just pay for all expenses from my personal funds, they don’t need to know I am using it for a company. I would like to get my credit going, but I would not know how to to do this. My mother has 2 credit cards, and her credit score is 800, perfect. Would it be a good idea to add me to her credit cards, and bank account so I can get her perfect credit? From there, I would apply for a credit card myself? Now.. I would like a credit card that I would be 100% liable for under all circumstances! Now, I would need a credit card with a limit of like 2K+. However, I don’t have a ‘real’ part or full time job, so I don’t know how I would prove that I make money to pay back my bills. I also don’t care about interest rate! Since I have a 15% ROI. Thank you for any information you may have””
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I need help with accounting homework!?
Journalize each of the May transactions using Kelly Consulting’s chart of accounts May 3: Received cash from clients as an advance payment for services to be provided and recorded it as unearned fees, $3,000. May 5: Received cash from clients on account, $2,100. May 9: Paid cash for a newspaper advertisement, $300. May 13: Paid Office Station Co. for part of the debt incurred on April 5, $400. May 15: Recorded services provided on account for the period May 1–15, $7,350. May 16: Paid part-time receptionist for two weeks’ salary including the amount owed on April 30, $750. May 17: Recorded cash from cash clients for fees earned during the period May 1–16, $6,150. May 20: Purchased supplies on account, $600. May 21: Recorded services provided on account for the period May 16–20, $6,175. May 25: Recorded cash from cash clients for fees earned for the period May 17–23, $3,125. May 27: Received cash from clients on account, $11,250. May 28: Paid part-time receptionist for two weeks’ salary, $750. May 30: Paid telephone bill for May, $120 May 31: Paid electricity bill for May, $290. May 31: Recorded cash from cash clients for fees earned for the period May 26–31, $2,800. May 31: Recorded services provided on account for the remainder of May, $1,900 May 31: Paid dividends of $15,000. Part 2: Using the working papers, a spreadsheet, or your own paper, post the journal entries from part 1 to a ledger of four-column accounts. Part 3: Prepare an unadjusted trial balance. If an amount box does not require an entry, leave it blank. help please!””
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Shifting credit card balances to improve credit score?
We applied for mortgage pre-approval and when the lender pulled our credit reports they found that my husband’s mid score was 804 (great!) and mine was 701 (not as great). The only problem the lender saw in my report was that we have a credit card in my name which is near the limit. We had a bit of debt which we had transferred from husband’s cards to my card to get the lowest rate. I’m concerned that when it comes time to close on the house and they re-check our credit, my score might have gone below 700 (from the pre-approval inquiries) and that might cause a problem. We need to put most of our extra money toward a down payment so unfortunately we might not be able to pay that card down significantly between now and when we close in a couple of months. What if we paid for some of our expenses on husband’s american express card, to free up some money to pay down mine? Then my balance won’t be such a high percentage of that credit line. His”””” debt ratio will go up a bit””
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Loan calculator online…?
Can anyone PLEASE tell me what to search for, or send me a link to a loan calculator that takes the principal, compounded interest rate, and time of the loan and tells me what the monthly payments will be??!??!?! I have No clue WHATSOEVER about how to calculate this. Please dont try to explain it, Ive tried dozens of times and Im pulling my hair trying to keep from jumping out my window””
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Chapter 7 Bankruptsy Questions?
1. I have a lot of debt but lost track of all the creditors and collectors, can I do a credit report to find their information? 2. What if I file and left some creditors or collectors out, will they still be included? 3. I have a normal one bedroom apartment full of standard possessions. Will this remain mine?””
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How long can bankruptcy information be reported by a consumer reporting agency?

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Should I get another credit card or keep the one I have?
(my intentions: trying to build credit) I got my first credit card through TD bank 6 months ago. It’s has 0% APR for the first 6 months, so it is about to go up to 13% or more APR. Should I stop using it and get another card? Can I simply go back to TD bank and apply for another one? Would continuing to use it build my credit more? I also got an American Express Green Card offer in the mail. It requires you to pay the monthly balance in full in order to avoid interest… good idea or no?””
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Do you have to pay taxes on a personal loan?
If you are unemployed and a friend was going to loan you money would you have to file and pay taxes on it? What about if it was a gift?
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How much do payday loans charge?
I’m trying to get all the info I can before making any decisions.
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Amigo loans help!!!there going to end us?
ALSO if you have nothing useful to say dont comment !!!!!!!!
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Need a credit card with a high limit but I have bad credit?
I only have bad credit because i am lazy I just don’t pay off my bills and I am not in serious debt I just didn’t have any money saved for this trip because it was unexpected and I have to go”””” for personal reason.””””””
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Can i send a moneygram with credit card over phone?

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File bankruptcy how many years will it take to get a bank loan in ny?

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Math help please. Businesss math?
1. Chloe Closson paid for her vacation to the mountains with a $3,000 installment loan at 10% for 12 months. Her monthly payments are $263.75. After five payments, the balance due was $1,786.20. If Chloe pays off the loan with the sixth payment, how much will she save? Round up to the nearest cent. (Hint: First calculate the payoff: Find the interest on the balance due and add it to the balance due. Add the amount of the first five payments to the payoff in month 6. Compare this total to the monthly payment multiplied by 12.) I think my math is wrong or im doing something wrong I keep getting the wrong answer””
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I’m thinking of becoming a mortgage broker — Anybody help me with the Pros and Cons?
I’m considering becoming a mortgage broker. My background is in business management, but I do have some sales experience, and I love working with people. However, I would love to get some insight from anyone who has experience in this field. Can you help me out. This could be a big career move, but could also be a great one. Thanks for any help!””
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Question about auto loan?
Hello all, I have recently been looking around to buy a 2006 Mazda 3 from a private seller. It has 93,200 miles on it. I am a college student who is looking to co-sign a loan with my father. We were approved at Chase Bank, however the car did not fall in the range (5 calendar years, < 75,000 miles) so we had to throw that offer out the window. We were denied at a local credit union mostly because we are not members. So, we just tried Bank of America and the car falls within range (< 7 years, > 100,000 miles), minimum of $7500. My father is a member and has good credit. Now, the car is $6800, and would be $7495 if included sales tax. But I have read online that I pay sales tax at the DMV here in NY; would Bank of America write the check for $6800 or would they deny me after seeing the bill of sale? Thanks in advance for your answers.””
“Can I voluntarily dismiss a Chapter 7 bankruptcy?

If I am in a Chapter 7 Bankruptcy, can I voluntarily dismiss it myself? I know you can dismiss a 13, but I’m not sure about a 7.

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Can i refile bankruptcy?
i filed chapter 7 i was released in march so can i refile now?
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Co signing for an auto loan?
My mother thinks she cosigned on an auto loan for my nephew. I think that someone pulled a fast one on her a she actually took out the loan. I have checked her credit report for her and the loan shows up on her credit report but is there any way to tell if she is the co signer. It just says she has an auto loan…would there be any designation on the credit report if she were the co signer as opposed to the only note holder. I don’t want to have her call the bank and ask because I don’t want to get her involved with all the fraud issues. The loan is and has been current for the life of the note to this date.
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Is there any auto loan that I can pay back couple years later? and not right away?
I would like to know if there is a auto loan that I can pay back after 3–4years because I want to pay it back when i graduate. I can’t pay back right away because I’m a student and I don’t work a lot. So i want to get a loan and buy a car now and pay back when i graduate. what’s a good loan company for this kind of loan
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“”I need to be able to get money for the weekend, what is the best way to do this?
I have a job and want to get a payday loan of some sorts…
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How many numbers (digits) does a credit card suppose to have?
i think its 13 but my friend swears i’m wrong
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“”A used car is priced at 2,695 if you borrow the money for the car your payment will be 122 a month for 30?
months how much will you save by paying cash
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Is the last mortgage payment prorated on the month of the sell?
I’m buying a house but within the month of signing the contract the guy still has a mortgage payment. Does he get his money back after I pay for the house. Just wondering for future reference.
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Is getting bank auto loans easy for a 19 yr old?
Okay, here is my situation guys. I’m 19 years old. Working full time, making $2,500 a month (going to college as well). Currently drive my moms Acura SUV but I don’t like driving it. I want to get this 2006 Infiniti G35 with 132k miles for $9,000. I like it very much. But the dealership doesn’t finance so I would have to get a loan through a bank. So what are some good banks that lets students get loans? I’m financially stable and I have 1 year of credit history so far .. Do I need to show paystubs to the bank? How does the process work? Thank you guys! Kind regards.””
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My credit is a disaster. Should I file for bankruptcy?
A few years ago my boyfriend and I were doing very well. Unfortunately we both lost our jobs within a month of each other. We couldn’t afford the rent which was $1000 a month at the time. We both actively looked for work so that we wouldn’t lose it all. Unfortunately nothing turned up in time. My vehicle got repossessed, we were evicted, all of my credit cards were maxed, I had two bank accounts close on me due to the account being way over drawn. Mostly everything was in my name because my credit was great, now it is shot to hell. I have a repossession on my credit, a judgment from the apartment in the amount of $6000, not to mention how many credit card companies I owe. Should I just file for bankruptcy? If so how do I do it? I have never even thought about it before. How much would a lawyer cost? My now bad credit has caused me to lose potential jobs and places to live. If I file for bankruptcy will I be able to get an apartment??? Thanks for you help. I feel totally lost and overwhelmed!””
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“”I need a $500 unsecured personal loan, my local bank doesn’t offer it, where is a good place to try next? ?
I was told at my local bank that they used to do unsecured personal loans a long time ago. So can someone tell me a bank that still does unsecured personal loans NATIONWIDE??
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How much would i pay for this loan?
So i want to take out an alcash advance for 2600 and with interest i would be paying back around 9k. How much would i be paying a month, like an estimate.””
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What is the best credit card to shop online ?
I’d prefer it doesn’t have an annual fee,has cash back rewards and is available/acceptable in Australia please give me an answer and thanks 4 ur time””
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Will credit scores go up if auto loan is paid off completely?

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WHERE CAN I WATCH LOCKED UP ABROAD: IRAQ ONLINE???
I know you can see most of the episodes on Hulu and YouTube, and i know you can watch a clip or excerpt from Locked Up Abroad: Iraq, but I really want to watch the full episode online??? If anyone knows where I can watch it thanks in advance!””
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Credit Report File Dispute with Agency or Credit Card Company?
I have many inaccurate reportings on my credit report. I’m wondering if I should send a letter to each credit agency with the accounts that are inaccurate, or should I send a letter to each individual credit card company? I know the credit agency will forward the disputed info to the credit company, but I don’t know how they handle a dispute letter that has say 10 disputed accounts on it.””
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Free Credit Report?
We were looking for a site to order our credit report. We was told there was a site that you can go to to order it but every one of them need a credit card. Is there any out there that does not require one?
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How much does it normally cost to get a full auto detailing in US?
I bought a used 2002 firebird and i want to get some detailing done. How much would it normally cost me?
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“Can I voluntarily dismiss a Chapter 7 bankruptcy?

If I am in a Chapter 7 Bankruptcy, can I voluntarily dismiss it myself? I know you can dismiss a 13, but I’m not sure about a 7.

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How long after you pay off a current debt can you get approved a loan?
I am planning on buying a used vehicle and I applied for a loan. My bank denied my loan saying I had a current debt on my credit report. I know my credit score is good enough to be approved for the loan, it’s 650 and the loan is about $17k. Since this is my first auto loan the dealership won’t finance me unless I put more cash into the down payment. I had a look at my credit report and it said I had a $300 debt from an old cellphone bill with Sprint. I know this is correct I just didn’t know how to get in contact with the collection agency, I called Sprint but they never got back to me and the letter I received from the collection agency is long gone. Long story short the credit report gave me their information so I’m completely willing to pay the debt off right now. When I do pay it off though, how long do I have to wait until before the loan can be approved? I’ve heard it won’t be removed from the system for atleast 6 months but I can’t wait that long for the loan. I’ve also heard that you can get a ‘fully payed receipt’ to show to your bank for the loan but I don’t have a scanner and my bank is fully online. I just need to know to see if I need to start looking into alternative means of purchasing the vehicle. I’m fine with giving a higher down payment or finding another place to get the loan from, but if I can get my loan from my bank I prefer to do that.””
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What’s A Mortgage?
I’m still young, but I really like thinking about my future and everything. And soon, I hope to make my own money to help out my mother and I. But this house I really like has a bit higher of a mortgage ($2,000), and I found it on Zillow and it’s my dream house! I’m just sort of worried about the mortgage thing. Is it just insurance, or like rent? When the house I want is NOT rent. It’s to buy. Please try to break down a mortgage to me. I’d like to know more about it. Thank you!””
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Is there any way you can check with the credit bureau to see who all you owe to and not just your credit score?
I’ve done those stupid free credit reports and all it tells me is my score. I want to actually know what I’ve been sent to collections for so I can get it taken care of.
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Anyone ever gotten into a payday loan nightmare?
I started out with 2 payday loans. Then had to take out a third to help pay the first 2, and then had to take out a fourth the help pay the others….now I have 6 of them and every one of my paychecks goes towards the interest alone. I am losing my townhouse and nearly every thing I have. I have always paid all these on time and am scared about what happens if I don’t. There are so many places online that claim they are to help people in nightmares like this, but how do I know which are good and real and which are scams? I need some kind of consolidation loan for these payday loans. I have bad credit from years ago, so I don’t qualify for any kind of a bank loan for consolidation. Has anyone out there known of any consolidation company for this kind of thing that is good? PLEASE HELP.””
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“”I want to check my credit online, will my credit score now be lower after my inquiry?””
I want to go to AnnualCreditReport.com to look up my credit and score, but I’m afraid that my FICO score will be lower since I made an inquiry, or does this only apply to lenders that make inquiries?””
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Greyhound Bus Ticket Dillema?
I have a friend of mine who i want to come and see me this weekend. only problem is i havent bought the tickets yet, i know the schedule and the fare, i just want to know if i buy them, is there a way for her to get on the bus even though its too late to send them to her via mail.. ?? can they hold the tickets at the counter of her local greyhound station? how would that work? thank you””
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I would like to know the real effects of a chapter 7 bankruptcy.?
I have tried to read up on info.. and most seems to be from attorneys attempting to sign up with them. Also, i have reviewed my options in regards to debt settlement and management and it doesnt seem to be an option. After all, my payments would still be around$400–500/mnth and thats something that i can afford at this time. Basically, i went from making decent money to trying to survive and keep up. BK7 is scary, but i feel that i am young enough where i can reestablish myself. Here are the facts: I owe about $35k I am 29 I have NO assets I am already late on payments in some cases by 120 days I make below the median income for my state, Florida. Any info (that’s not regurgitated from another site) would help… maybe some real life experiences. thanks””
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“”Would we be able to get approved for $125,000 home loan?””
My husband & I are looking for our first home, and looking for a home to stay in for a very long time, so we aren’t necessarily wanting the starter home”””” look. The homes we are finding that we like and the note we figure up with our realtor are about the same as we pay for rent right now at our apartment… My question is””
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Pre-bankruptcy credit counseling question… How long is the phone call afterwards?
I did the pre bankruptcy credit/debt conseling course online and need to make the call to them but the problem is I have a very active toddler that likes to scream when I am on the phone. I am wondering how long the phone conversation usually lasts. I want to try to make the call when she is napping but her naps aren’t that long soooooooooooooo…………..uggggg!
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“”When you file for bankruptcy, can you keep your checking account?
We have a little money in the acct..I was told that if we tried to take the money out we would be frauding the bankruptcy trustee…
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Where can I get a REALLY FREE credit report?
or where can I find my credit score??? I’m not going to pay anything for it…. please, anyone know a truely free one? Thank you in advance.””
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$3500 auto loan for used car?
Im 19 and have a job. Im trying to buy a car off craigslist but need a $3500 loan for a used car with low apr rates. Im new to loans and credit unions, so dont know where to look and whats good for me or not. PLEASE HELP!!! i need a car already.. >.< Im also tring to pay off the loan quick. Like within 8–11 months.””
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How do I go about getting a credit report if I do not have a credit card?
I think I need to write to experian but what information do they need? Obviously I just through to a machine which cuts me off when I have not chosen from any of the options.
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Is it possible to have more than one payday loan at once?

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What site do you go to to find your credit card info on a mastercard credit card?

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Calculating the UK’s Annual Percentage Rate?
Thanks everyone, but none of these 4 answers agrees with any of my previous sources (who mostly agree that 17 per 100 borrowed is an APR of 443.22%). This sounds like a loan shark, but in fact this is a perfectly legitimate service called a Pay Day Advance offered by a UK Cheque Casher. I write a 100 post dated cheque for 2 or 4 weeks and they give me either 88 or 83 respectively. (They charge 10% or 15% + 2 admin fee) to me, these fees are still way cheaper than my respectable”””” bank charging 30 for going into overdraft or 35 a returned DD!! Trouble is there are so many answers around””
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Buying a new car?
I am a 20 year old college student in Texas. I am looking to buy a new car. But I have looked at my credit and the only thing negative at all is a couple hospital bills that got reported. Other than that my credit is good and solid. For example my experian credit score is a 721 but this is without the doctor bills being counted. The TransUnion and Equifax my score is a 605 only because of the doctor bills. How do car companies look at your credit and how bad will the doctor bills hurt me when trying to get a new car. Thank you for your help.
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Can I consolidate my payday loans?
I know I’m a complete idiot for even getting one, but now i have 7 payday loans and I want to get rid of them all. Should I use a consolidation company like Destination Debt Solutions? I’ve tried getting a personal loan, but I’ve been declined on all of them and I don’t have enough in my 401k to borrow to pay them all off. Can anyone give me any good advice? I’m really desperate in getting them and I know I’m an idiot, so please advice only.””
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List of documents to be collected back from the Bank after Loan closure…?
I am planning to close the loan which i have taken for purchase of a site. Can someone share the list of documents that we can expect from the bank at the time of loan closure procedures? Currently i don;t have the list of document names that are in posession with the bank.
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“”Pensioner with bad credit rating and ex bankrupt looking to find credit, finance or personal loan.?””
Looking to find were I can get either a credit card,finance or personal loan from legitimate business.I’m finding it hard as I’m a pensioner and have a bad credit rating.I did file for bankruptcy but have now been discharged but have been unsuccessful with applications so far.Looking for companies in Melbourne or other Australian states.””
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“”What bank will finance an auto loan with 3,000 down and 0 becon. First time buyer.Thanks?

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How can I find out when mortgage rates are at a level that would make refinancing my condo more affordable?

“Can I voluntarily dismiss a Chapter 7 bankruptcy?

If I am in a Chapter 7 Bankruptcy, can I voluntarily dismiss it myself? I know you can dismiss a 13, but I’m not sure about a 7.

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What is a credit score and what are the benefits of having a good credit score?

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Good interest rate for a used car loan???? Good credit.?
What kind of interest rate will I be looking at? Alright…..I’m 18 and I have had a credit card ever since I was able to. I have good credit, with no late fees or anything that would negatively affect my credit score. Last time I checked my credit score I believe it was around 700. But I’ve made some more (on time, and in full) payments since my last check. I’m going to start working full time in a couple weeks at my job and I’ll be able to afford a monthly payment of $325-$450 a month. I’ve found a truck at a local dealer ship thats going for $15,995. Now I’ve talk to the owner of the dealership and he’s willing to lower the price to $14,000. I also have a good down payment of $1,000-$1,500…. depending on the time I decide to do this. In my mind I’m thinking 6% will be the interest rate….. give or take .2% or so. Could I get an interest rate of somewhere around 5.5%? I just would like to figure out what I’ll be looking at when I go to do this in a month or so. Thanks for any help.””
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“”Can you get a home loan without a home inspection? What would the proper term be for the loan As Is””””?””””””
We are looking at a older home that we already know the problems with it, but we can’t do any work on it until we buy it. We are trying to figure out if we can get a loan for the house then fix it up once we have it. The house and property are valued somewhere around $113k and we can get it right at $40k. The house will not pass a home inspection prior to the sale.””
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Is there any where online where i can get a free credit score?
i want know where can i get a free credit score. i mean no credit card needed. please don’t say annualcreditreport b cuz it only gave me my report, i want the score.””
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Can bankruptcy hurt my chances for city commissioner?
How would anyone find out?
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“”I have a car on a motor loan from Santander, can I sell the car privately?””
I bought a car last year from Stoneacre, the motor loan was from Santander. Can I sell this car? Get a lump sum off the car and give Santander this money? Also I’d still be about two grand short so would they accept me to continue paying monthly instalments until the loan is repaid?””
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How to find a loan shark uk?
Hello guys, hope someone can help me. My name is luke and I am from london, uk. I need to try and get hold of a loan shark as I need money to move into a flat and to basically sort myself out. I’m 21 and normally can cope with the money that I get but I’ve hit a bit of a bad patch at the moment. This is urgent and I really need the loan. I’ve tried all these companys on the web but my credit isn’t the best and now because I’ve applied for so many my credit score is even worse, so now they 100% won’t give me a loan. The people who I have spoke to are from a different country and want a up front fee (which I can’t afford at the moment) I will need about a month to pay the loan back. I ideally want to deal with someone in this country. Please guys don’t say don’t use loan sharks and stuff cause without sounding rude I don’t really want to hear it. Its my only option and I need it asap. Anyone who can help me I would be so grateful and am not fussed about the intrest rate as I am that desperate. I will leave my email address and anyone who can help email me and I will give my mobile number and we can have a chat. Thanks””
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Where can i go for a personal loan even tho i have bad credit?
do not want an auto loan and need around $5000.00 it is for improvements for my small business
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Why doesn’t my credit score come with my annual credit report?
And how can I get this score without signing up for anything? This is very frustrating.
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“”I have a SBA loan approved but no down payment, is there anyone that can help with that?

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Need Online Loan Advice?
I’m considering applying for a loan online. Naturally, some of the information requested is sensitive. How can I know that its being kept confidential, or even that this particular website is legitimate? Can anyone recommend a good online loan company who does not just payday loans, but short term (90 or100-day) loans in Washington state? Also, please give me advice on how to verify the company’s legitimacy.””
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How does the VA home loan work for veterans?
could someone tell me what this is? I am a veteran and im looking to buy a house. what is the VA home loan and how can I use it?
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Thinking about filing for bankruptcy?
6 years ago I decided to leave my boyfriend with all my credit cards. I came back to find a whole lot of debt. Given that the debt was not mine I constantly fought with him, about paying all this debt. I broke up with him and left things as they where with the credit card companies. I then met my husband and he started putting me in his credit cards. Yesterday I found out that I had been served with a summons of $5500.00 for a card that was never paid off. I know have 3 credit cards of my own with about $7000.00 of credit and all the other credit cards that my husband has included me in. I do not want to pay for all this debt, and I am considering filing for bankruptcy. 1. Will filing for bankruptcy ruing my husbands credit? If so, can he just take me out of all his credit cards before I file for bankruptcy so that he does not get affected? 2. How much will it cost me to file for bankruptcy?””
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How would one get a 300 credit score?
My friend has a lot of derogatory trades from credit cards that haven’t been paid off and a repossession, but her credit score is around 500–600. What would it take to get a 300 credit score and does anyone actually have a credit score this low? Wouldn’t it be really hard to stay at the absolute bottom, since anything you did wrong would not lower it more, and there are lots of chances to do random things right (like pay a bill on time)?””
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Why does the rate of reaction increases as the temperature rises?
This is is a question related to enzymes. Why does the rate of reaction increases as the temperature rises from 0–40 degrees?
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Teen auto loan rate/credit question ?
Hi, I intend to take out a co-signed used auto loan with joint application by my parents, who have an excellent credit history, while I, being newly 18, will have close to none when the time to apply for the loan comes. Because of this and my age, I can expect an at least slightly higher APR than if my parents were applying alone — is this correct? Also, is there any way for me to get a good range of the APR to expect with all these variables beforehand (before applying, e.g. asking about it in a visit to the bank/credit union for something else)? “”
“”
How exactly does a bank auto loan work?
I’m looking at a 97 Mitsubishi Eclispse GT with 82000 miles on it between two owners, a mother and daughter. The asking price is 5000. I’ve already seen the car and had a buddy test drive it. The only glaring problem is that the A/C doesn’t work. Other than that, it seems like a good buy.””
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Who won free credit report’s new band contest?

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#repost

“Can I voluntarily dismiss a Chapter 7 bankruptcy?

If I am in a Chapter 7 Bankruptcy, can I voluntarily dismiss it myself? I know you can dismiss a 13, but I’m not sure about a 7.

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